Affordable, High-Quality Roofing Services In Pearland, TX

And this is one of the first things Pearland residents should know about roof replacement. Pearland is mostly located in Brazoria County, which the Texas Department of Insurance classifies as a first-tier coastal windstorm catastrophe area. That means your homeowners insurance may not cover wind and hail damage like it does in inland Texas cities – many insurance companies don’t provide windstorm coverage for first-tier coastal counties, and Pearland homeowners need to obtain a separate windstorm policy through the Texas Windstorm Insurance Association (TWIA) for complete coverage. Before beginning roof work, it’s a good idea to check with your insurance company if your current policy provides coverage for windstorm damage, or if you need to purchase a separate TWIA policy, and if you need to have a new roof inspected or certified in order to keep your coverage. At Simplex Roof, we know how to get the required TWIA documentation for your roofing project, so that your roof replacement will not affect your windstorm coverage.

Pearland City requires roof replacements with roof covering or members to have a permit. In Pearland, the City’s CityWorks electronic system is used to submit permit applications and inspection requests, and there are cutoffs to schedule inspections for the following business day. Furthermore, Texas has required roofing contractors to hold a state roofing license from the Louisiana (pardon us) Texas State Licensing Board for roofing work valued at $7,500 or more since January 1, 2016. One Pearland-specific detail: Pearland does not enforce HOA regulations, so if you live in a neighborhood with an HOA that has set rules on roofing materials (such as shingle color, etc.) you need to submit HOA approval in addition to your city permit – they are separate processes. An out-of-town contractor may overlook (or forget) one and it can come back to bite you when selling your home or when you file an insurance claim. At Simplex Roof, we handle the city permit process and assist with HOA documents, so you can rest assured that your project is in compliance.

In 2016, Pearland homeowners have one of the best returns on investment in roofing materials when it comes to Class 4 impact-resistant shingles, and here’s the math. Hail from Gulf Coast storms is common in Pearland and Brazoria County, and Class 4 shingles are rated to withstand 2-inch hailstones that would crush and/or dent traditional shingles. What’s more, many Texas insurance companies offer anywhere from 15% to 30% discounts on wind and hail insurance for homes with Class 4 shingles – discounts that can more than pay for the upfront cost difference between standard and impact-resistant shingles in 3-5 years of insurance premiums alone. And since Pearland’s status as a first-tier coastal county means homeowners already pay a higher premium for insurance, the cumulative effect of those discounts is even greater in Pearland than in the Houston suburbs. Simplex Roof can verify which impact-resistant materials your particular insurer will discount during your free roof inspection, so you have all the facts to decide what materials to use in your replacement roof.